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zach@teammrmortgage.com

zach@teammrmortgage.com

Dream Home.
No Drama.

Learn how Zach can help you easily qualify for a low-rate mortgage.

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Dream Home.
No Drama.

Learn how Zach can help you easily qualify for a low-rate mortgage.

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About Me

I'm Zach and I'm Here for You

As a loan officer with a deep commitment to my clients' financial success, I make it my mission to guide you to the best loan options available. I have a real enthusiasm for supporting individuals and families in securing loans that fit their unique situations. My job is to offer you personalized advice and walk with you every step of the way during the loan process.

Understanding the complex world of mortgages can be tough, but that's where I come in. I believe in honesty, being completely open, and always communicating clearly, so you can trust the advice I give. I'm skilled at breaking down complicated loan terms and concepts, making sure you're informed and comfortable with the decisions you're making.

Whether you're in the market for a new home, looking to invest in your business, or just aiming to manage your money better, I'm here to find the right financial solutions for you. I pride myself on excellent customer service and aim to build lasting relationships with my clients.

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About Me

I'm Zach

and I'm Here for You

As a loan officer with a deep commitment to my clients' financial success, I make it my mission to guide you to the best loan options available. I have a real enthusiasm for supporting individuals and families in securing loans that fit their unique situations. My job is to offer you personalized advice and walk with you every step of the way during the loan process.

Understanding the complex world of mortgages can be tough, but that's where I come in. I believe in honesty, being completely open, and always communicating clearly, so you can trust the advice I give. I'm skilled at breaking down complicated loan terms and concepts, making sure you're informed and comfortable with the decisions you're making.

Whether you're in the market for a new home, looking to invest in your business, or just aiming to manage your money better, I'm here to find the right financial solutions for you. I pride myself on excellent customer service and aim to build lasting relationships with my clients.

Have questions about getting a home loan?

Let's chat

All consultations are NO CHARGE and NO OBLIGATION.

What I do

Excellent Communication

Our proactive communication keeps you informed so you never have to wonder what is going on with your home loan or refinance.

Expert Assistance

Rely on us to guide you through the mortgage process from start to finish. We'll help you navigate the complexities and sidestep the usual pitfalls.

Competitive Rates

Our team collaborates with you to identify the best program and secure competitive market rates, ensuring your monthly payments are as low as possible.

Close on Time

Not every lender has the capability to close quickly. We stay in step with you throughout the process, ensuring all deadlines are met and your loan closes ASAP.

Ready to get started today?

Who We Help

First Time Home Buyers

We understand that purchasing a home can be an overwhelming experience, especially if it's your first time. Our commitment is to guide you through the process, providing clear explanations, preventing costly mistakes, and ensuring the successful approval of your mortgage. Your excitement about buying your dream home is our priority!

Move Up and Second Home Buyers

Acquiring a new home while already owning one presents its distinct set of considerations. Whether you're in the process of purchasing a new primary residence or a second vacation home, we can address all your inquiries about eligibility and the steps involved in the purchase.

Refinancing Home Owners

If you currently possess a home and are seeking to refinance for either cost savings through a reduced interest rate or to potentially access some funds for various purposes, we have the expertise to assist you. Additionally, we can guide you on optimizing the structure of your new financing to secure the most advantageous deal.

Investment Buyers

If you're investing in real estate, we can assist you in obtaining financing with low rates to optimize your return on investment.

Seniors & Reverse Mortgages

If you're 62 years or older and exploring ways to remain in your home without a mortgage payment or tapping into your home's equity while continuing to reside there, I can provide answers to your inquiries about reverse mortgages. This way, you can determine if they align with your needs and preferences.

Mortgage Made Simple

HERE'S WHAT MY CLIENTS SAY ABOUT ME

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Other Resources You'll Find Helpful

Looking for help with your down payment?

Let me share with you 3 government sponsored programs for buying a home with little or even no money down!

Buying a new home when you already own one?

If you are thinking about selling your current home and are looking at buying a new one, be sure to know this info.

Want to get a low rate when refinancing?

With these insider strategies you'll know what questions to ask to get the best offer from any lender (even me!)

Work With Us

We recognize that your situation is unique, and we would love to help you.

CONNECT WITH US

Work With Us

We recognize that your situation is unique, and we would love to help you.

CONNECT WITH US

Zach Kraft, NMLS #1275354

Team Mr Mortgage @ eMortgage Lending, Inc, NMLS #1529759

4380 Bonita Rd Bonita, CA 91902

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© Copyright All Rights Reserved Team Mr Mortgage @ eMortgage Lending, Inc

Zach Kraft, NMLS #1275354

Team Mr Mortgage @ eMortgage Lending, Inc, NMLS #1529759

4380 Bonita Rd Bonita, CA 91902

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© Copyright All Rights Reserved Team Mr Mortgage @ eMortgage Lending, Inc